As we mentioned last week, fall is a good time to think about your options for dental insurance for 2015 as well as to make sure that you dot lose any dental benefits you may have left in 2014.
River Dentistry accepts most PPO dental plans and we want to help you make dental insurance choices that work best for you and your family. Having said that, we really like Delta Dental insurance, as do many Los Angeles area and Southern California employers. From what we see, Delta Dental PPO plan is one of the most frequently used by our patients and it is consistently rated in the top 5 dental plans.
When searching for dental insurance, patients should have as much information as possible. In order to determine which online dental insurance company to go with, you need to be able to compare rates and coverage/benefits and you have to know what to look for.
Delta Dental has a secure, informative, user-friendly website both for employers and individual customers alike, however, no email address provided and there is no online chat support. Delta Dental’s website immediately provides you with a lot of information that you can use to help make your decision. The information is organized by different sections, so you know exactly where to go to get the information that is most relevant to you, whether you’re a dentist, an individual, or an employer.
Delta Dental’s website also provides great tips and advice that will help you improve your dental health and reduce the need to visit the dentist for dental emergencies. There are news sections as well, so individuals can keep up to date on the latest happenings within the dental industry.
You can also enroll online and find a dentist in your area who participates in Delta Dental PPO plan. You can check for a Delta Dental dentist in your area no matter which plan you’ve purchased. You can also use this information to compare the dentists you’re able to use.
There are individual and group plans available through Delta Dental, and they feature various co-payment options. There is a premium cost for Delta Dental, but in the end paying the dental insurance premiums can save you money on dental treatments. Generally, there will be a negotiated price – a set amount that Delta Dental agrees to pay to your dentist for particular procedures that need to be done, like cleanings or crowns. Then, there will be a co-pay, a percentage of the negotiated price that you will have to pay out of pocket. For instance, you may end up paying only 20% of the negotiated price of a bridge or a root canal.
Most Delta Dental insurance plans limit the amount of work that can be done in a calendar year, e.g. $1000 or $2000 per year of dental work. By adding up what you would originally pay as a walk-in patient and then subtracting what you’d pay through your insurance plan, you can see the savings you can expect from your dental insurance with Delta Dental.
There are also some extra features offered by Delta Dental that make this company unique. The online forms make it easy to enroll in the insurance plan and start saving immediately. There are online tools that help you to track a claim and there are plan comparisons available so you can choose the one that’s right for you. Employers who need dental plans will find a great deal of tools available as well.
Delta Dental provides two different options when it comes to payment – so you can decide what’s easier for you. You can utilize the online payment option to easily and quickly take care of your bill every month, or you can choose to pay it manually. While some individuals find the online payment more convenient, others choose to make for the payment themselves because they can more easily keep track of what they’re spending. By paying the bill online, you can also take advantage of the online receipts and file your information more easily than waiting to receive a receipt via regular mail. This is also the more eco-friendly option, if you’re an eco-conscious nature-lover.
All in all, Delta Dental is a good company to get dental insurance from online or through your employer. With a comprehensive list of features designed for your convenience as well as helpful customer support – it’s easy to get what you need from Delta Dental and be sure that you’re covered in all areas. While some companies hold back information in an attempt to get customers to choose them, Delta Dental freely provides the information in an attempt to honestly obtain customers who trust them. In addition to that, the flexible payment options also make Delta Dental an attractive option for your dental insurance provider.
Last but not the least, Delta Dental is accredited by the Better Business Bureau. Overall, Delta Dental is a company definitely worth looking into for your and your family’s dental insurance needs. And, if you choose Delta Dental PPO as your dental insurance plan, River Dentistry has a money-saving gift for you. If you are a new patient, to make your smile brighter and healthier, we offer 10% off or no out-of-pocket cost for any treatment, including whitening, fillings, and crowns during your first visit to our conveniently located in Downtown Los Angeles Dental office. But wait, there is more, as a Delta Dental PPO patient, get lifetime free Zoom! whitening every 12 months when you complete your dentist-recommended treatment plan.
We wrote this Delta Dental review to help you pick the best plan for you and your family. Like/share this page and follow us on Google+, Facebook, and Twitter not to miss our dental insurance reviews. Share with everyone you know. Friends do not let friends to pick a wrong dental insurance!