Dental Discounts and Specials

Affordable dental care and paying for dentist visits and services is a concern for many. Not everyone has access to affordable dental insurance and not all businesses offer dental benefits. And even when you have affordable dental insurance, dental coverage may vary from plan to plan and deductibles and out-of-of-pocket expenses can really add up fast.

Almost all dental plans involve a contract between your employer and an insurance company. The amount your plan pays is agreed upon by your employer with the insurer. Your dental plan may not cover conditions that existed before you enrolled in their plan, often called preexisting conditions. Treatment may still be necessary for some conditions. Each dental benefit plan also has its own guidelines for which treatment is “dentally necessary.” If a procedure does not fall into this category, you may have to pay out-of-pocket. What is covered by your affordable dental plan is generally based on how much your employer pays into the plan. Usual, customary and reasonable charges are the maximum amounts that your plan covers. These standards are set by your insurance company and may vary by location. Any portion of a dental bill not covered by your plan – the out of pocket cost – is your responsibility. Most PPO plans cover 100% of preventive care. The actual out of pocket cost depends on the benefits offered by the respective patient’s insurance plan.